If you've been through a layoff, or are worried you might be facing one in the near future, then you know how stressful it is. It's especially difficult if you are the family benefits-holder. But it doesn't have to be this way. Early on in our marriage, we experienced two significant layoffs and never touched our savings. As a family, we prepare for emergencies knowing they happen when you least expect it. Simply put, we have an emergency fund (6 months of expenses saved). And we make lifestyle changes to adjust to the lack of income. The Storm My husband was laid off in early 2019. The news arrived just before my son‘s 13th birthday. We had planned to go skiing and kept the trip as scheduled. The next day, en route to the mountains, with the layoff weighing on our minds, our neighbor called. A pipe had burst in our home. We turned around, dealt with the mess and arrived at our destination, albeit several hours late. One disaster after another but somehow we weathered the …
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